If a young man's low testosterone is a problem for a couple trying to get pregnant , gonadotropin injections may be an option in some cases. These are hormones that signal the body to produce more testosterone. This may increase the sperm count. Hedges also describes implantable testosterone pellets, a relatively new form of treatment in which several pellets are placed under the skin of the buttocks, where they release testosterone over the course of about three to four months. Injections and nasal gels may be other options for some men.
I am have substantial savings, and one of the things that enabled me to accumulate it was happily living in a studio apartment rental until I was almost 40. It enabled me to save lots of money, and still have discretionary funds for travel and living it up. Being happy with that as my home was a HUGE advantage financially. I now own, but it is a huge money suck, and I bought a house to have a patch of grass to call my own and wanted a house to grow old in and modify as I like, not because I have any illusions that it is the financially wiser thing to do.